उदाThis page is based on Government of India (PIB) information publicly available as of September 2026. The list of trades, loan limits and the application process can change — check pmvishwakarma.gov.in or your nearest CSC for current rules before applying.
PM Vishwakarma is a central scheme (Ministry of MSME) that supports artisans and craftspeople who work with their hands and tools. Carpenters, blacksmiths, masons, potters, cobblers, tailors and similar workers in Udakishunganj and Madhepura may be covered.
Who is eligible
- Age 18 or above
- Working with hands and tools in a notified traditional trade, as unorganised-sector self-employment (recent PIB material lists 18 trades — such as carpenter, boat maker, blacksmith, goldsmith, potter, cobbler and mason; older material shows a different count)
- Only one member per family (husband, wife and unmarried children) can benefit
- Government employees are excluded; people who took a similar government self-employment loan in the past 5 years are generally excluded too
What you get
- Recognition: a certificate and ID card
- Training: basic (5-7 days) and advanced (15+ days) training with a ₹500 per day stipend
- Toolkit: an e-voucher of up to ₹15,000 to buy modern tools
- Collateral-free loan: first tranche up to ₹1 lakh (18 months) and second up to ₹2 lakh (30 months), up to ₹3 lakh in total; interest is stated as 5% (the government bears the rest)
- Digital transaction incentive: ₹1 per transaction, up to 100 a month
The second tranche is described as depending on repaying the first and adopting digital transactions or completing advanced training.
How to apply
- Keep your Aadhaar, mobile number and bank account ready
- Go to your nearest CSC and register (Aadhaar-based verification is done)
- After verification, the certificate/ID card, training, toolkit and loan steps follow
The bottom line
If you are a traditional artisan, register at a CSC with an Aadhaar-linked bank account. For other schemes see the scheme checker and the e-Shram card guide.